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Michigan health insurance market plans will still offer no-cost preventive benefits (for now)

FILE - The healthcare.gov website is seen on Dec. 14, 2021, in Fort Washington, Md. A federal judge in Texas who previously ruled to dismantle the Affordable Care Act struck down a narrower but key part of the nation's health law Thursday, March 30, 2023, in a decision that opponents say could jeopardize preventive screenings for millions of Americans. (AP Photo/Alex Brandon, File)
Alex Brandon/AP
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AP
FILE - The healthcare.gov website is seen on Dec. 14, 2021, in Fort Washington, Md. A federal judge in Texas who previously ruled to dismantle the Affordable Care Act struck down a narrower but key part of the nation's health law Thursday, March 30, 2023, in a decision that opponents say could jeopardize preventive screenings for millions of Americans. (AP Photo/Alex Brandon, File)

Michigan insurance companies that are part of the state's insurance marketplace and subject to the Affordable Care Act say they will keep offering certain no-cost preventive services.

That's after the services were struck down by a federal judge last week.

The judge's decision sided with religious groups that had argued insurance plans subject to the Affordable Care Act shouldn't have to cover no-cost drugs that can prevent HIV. The groups claimed such drugs "encourage homosexual behavior."

The judge used a different, technical argument to also strike down the requirement for plans to cover other no-cost screenings for diabetes, breast and cervical cancer.

Michigan insurers say they'll still offer the no-cost benefits while the case is being appealed by the Biden administration.

The Biden administration says the judge's decision threatens critical care that saves lives.

The insurers that have agreed to continue covering no-cost preventive services in fully insured plans are:

  • Aetna Life Insurance Company, Aetna Health of Michigan Inc. 
  • Blue Care Network of Michigan 
  • Blue Cross Blue Shield of Michigan 
  • Cigna Health and Life Insurance Company 
  • Health Alliance Plan, Alliance Health and Life Insurance Company 
  • Humana Insurance Company  
  • Humana Medical Plan of Michigan 
  • McLaren Health Plan Community 
  • Meridian Health Plan of Michigan, Inc.  
  • Molina Healthcare of Michigan 
  • Nippon Life Insurance Company of America 
  • Oscar Insurance Company 
  • Physicians Health Plan 
  • Priority Health 
  • UnitedHealthcare Insurance Company Inc. and UnitedHealthcare Community Plan Inc. 
  • US Health and Life Insurance Company 
  • Wellfleet Insurance Company 
Tracy Samilton covers energy and transportation, including the auto industry and the business response to climate change for Michigan Public. She began her career at Michigan Public as an intern, where she was promptly “bitten by the radio bug,” and never recovered.
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