The Paycheck Protection Program awarded about $16 billion to 128,159 small businesses and nonprofits in Michigan in the first two rounds of PPP funding. And you can use this map and database to find out who got a loan.
Update: This article and its graphics has been updated to include smaller loan amounts. The previous version had a technical error that left these loans out.
The federal government created the PPP through the CARES Act of 2020. It's meant to help business owners keep staff on the payroll in the wake of the pandemic and state-ordered public health restrictions – a one-two punch that slashed many businesses’ revenue. Businesses are able to apply to the program through a lender. The PPP loans were made to be forgivable and converted into grants, as long as the borrower meets all the program's requirements.
Loan data was hard to come by for journalists — despite providing information on who got the loans in the past, the U.S. Small Business Adminstration did not make the information accessible in several FOIA requests. Five newsrooms then sued the SBA.
One of the newsrooms, Reveal, shared its data with local newsrooms after discovering disparities across the top 52 metros in the country.
White neighborhoods received PPP loans at twice the rate of Latino communities in metro Detroit
See which Michigan businesses received PPP loans near you. Use the search bar below to browse companies, zip codes or industry. You can also sort the columns by clicking on the column's name. The businesses are currently split into two databases: the first search bar is for larger loans while the second search bar underneath is for smaller loans.
This story was completed with information from Reveal’s Reporting Networks. revealnews.org/network. Our analysis uses the same methodology at Reveal, which you can read here. The way the analysis calculates the loan-to-eligible-business rate is calculating loan count in a census tract divided by the amount of eligible businesses in the same census tract.
