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Insuring a Happy 4th of July Holiday

(photo by Beverly & Pack)
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State insurance officials are urging Michiganders to keep their financial liability in mind when they host Independence Day festivities this weekend.   

The Fourth of July weekend, a time to fire up the barbecue, take friends on the pontoon boat and toss the kids in the back yard pool.   But are you covered just in case something goes wrong? 

Jason Moon is with the state Office of Financial and Insurance Regulation.    He says some insurance policies don’t cover things like trampoline accidents. 

“Review your coverage…make sure you know what kind of risk you’re covered for."

Moon notes that fireworks may be covered by your homeowner’s insurance policy unless the fireworks are illegal.

Steve Carmody has been a reporter for Michigan Public since 2005. Steve previously worked at public radio and television stations in Florida, Oklahoma and Kentucky, and also has extensive experience in commercial broadcasting.