Interest rates are low, gas prices are low, job growth is ticking upward and new cars are flying out of dealer showrooms.
Some experts look at the explosion of long-term auto loans being made to buyers who don't have sterling credit scores and they're uneasy about the future.
Michelle Krebs is a senior auto analyst with AutoTrader who says auto loans are not as troubling as subprime mortgages, but they should generate caution.
Listen to our interview with Michelle Krebs, senior auto analyst with AutoTrader below: